Auto Insurance Fraud

auto insurance fraud in florida

Florida is no stranger to fraudulent auto insurance claims. Numerous cases of car insurance fraud propelled state prosecutors and insurance agencies to find new ways of uncovering and cracking down on these schemes. The widespread effort to eradicate insurance fraud has also trapped innocent people leading to them being investigated for and accused of fraud over legitimate car insurance claims.

If you face charges of auto insurance fraud in Orlando or are caught up in an auto insurance fraud investigation in Central Florida, don’t hesitate to seek competent legal counsel. Auto insurance fraud defense attorneys can look into the facts of your case and gather evidence that will cast you in a favorable light.

What Is Auto Insurance Fraud?

Auto insurance companies throughout the state allocate extensive resources to critically examine all claims, particularly claims that may raise red flags. If they believe a claim is exaggerated or find evidence of staged damage in your auto insurance claim, you might face felony vehicle insurance fraud charges.

Fraud is a severe offense that is typically considered a white collar crime. White collar crimes may be tried in state or federal court and convictions often result in harsh penalties. The following are examples of activities that may trigger an investigation for auto insurance fraud:

  • Overstating a legitimate bodily injury or property damage claim
  • Lying or misleading the insurance company to avoid paying the deductible
  • Claiming medical care that wasn’t received
  • Personal Injury Protection fraud
  • Claiming additional injured passengers on your accident claim who weren’t involved
  • Setting a car or home on fire to collect insurance
  • Staging a car accident in order to make a car insurance claim
  • Reporting a vehicle as stolen to obtain insurance benefit

Attorney William Umansky also practices insurance Law. He knows the difference between fraud and when an insurance company is making unsubstantiated allegations just to get out of a claim. If you get caught up in a car insurance fraud case, you will want a lawyer who is experienced with auto insurance companies and their investigators and adjusters.

Penalties for Car Insurance Fraud

Auto insurance fraud is a felony offense that may be tried in state and/or federal court, depending on the severity of the charges. If you are convicted of auto insurance fraud, you may face:

  • Incarceration in a state or federal prison
  • Community service
  • Court costs and/or fines
  • Loss of insurance coverage
  • Probation

If you are being investigated for auto insurance fraud in Central Florida, you should refrain from speaking to insurance adjusters and investigators until you have sought an attorney to represent you. Anything you say to anyone involved in the investigation can and will be used against you in court. It is possible to unwittingly provide information that can hurt your case.

Auto Insurance Fraud Defense Attorneys in Orlando

Don’t face felony fraud charges without legal representation. Attorneys with The Umansky Law Firm are former prosecutors who have successfully tried hundreds of fraud cases throughout Central Florida. We understand how the prosecution will try to approach your case and can apply this knowledge toward your defense.

At our firm, our attorneys have over 100 years of combined experience fighting felony fraud charges throughout Orlando. Call (407) 228-3838 or complete our contact form for a free consultation. We firmly believe that everyone deserves a second chance and are available to discuss your case at any time of the day.