Fraudulent Use of a Credit Card in Florida

Orlando Theft Lawyer

Credit Card Fraud in Orlando

In Orlando and the rest of the state of Florida, a person is guilty of fraudulent use of a credit card if they deliberately use a credit card they stole and forged the owner’s name or claimed to have had permission to use it. Anyone who is accused of credit card fraud should have a skilled credit card fraud defense attorney defending them as soon as possible after discovering they are under investigation for fraud. These are serious charges that can have lasting effects.

Credit card fraud can take many forms. Some of the more popular examples include the following:

  • Internet credit card fraud: This type of credit card fraud occurs when a person hacks to obtain a customer’s information and uses the credit card information to make fraudulent purchases.
  • Skimming: Skimming typically is done at ATMs so that criminals can see the numbers on people’s credit cards and then sell the information on the black market.
  • Mail credit card fraud: This type of credit card fraud takes place when a person takes someone else’s credit card offer from the mail to authorize a new or replacement credit account.
  • Charge-back: This type of credit card fraud happens when a customer uses a credit card to buy items and then claims they never made the purchase.

Defenses Against Fraudulent Use of a Credit Card

The crime of credit card fraud can be charged as either a felony or misdemeanor based on the circumstances and the value of the things fraudulently purchased. However, there are two chief types of defenses that can be used against fraud charges:

  • Defense against intent to defraud: With this defense, the defense attorney argues that the individual did not intend to defraud the merchant from whom they made purchases with the credit card. The defense also commonly argues that the defendant made it clear to the merchant that they are not the credit card holder but do intend to repay the holder.
  • Double jeopardy defense: This defense can be used when a person is charged with more than one offense. Therefore, if a person has been charged with credit card fraud and theft simultaneously, the defense attorney can argue that double jeopardy is in place and the case can be dismissed.

Recent Case Result

Burglary, Fraud, & Petit Theft Charges Dropped

Attorney Zahra Umansky represented a client charged with Burglary of a Conveyance (car), Fraudulent Use of a credit card, & Petit Theft. It was alleged that the client broke into a car & stole a credit card that was allegedly used fraudulently. Attorney Umansky’s aggressive representation was successful in getting the prosecutor to dismiss all charges against her client!

Penalties for Credit Card Fraud in Orlando, Florida

There are various penalties for fraudulent use of a credit card in the state of Florida. They depend on the circumstances surrounding the situation, such as how many times a credit card was used throughout six months’ time and the amount spent on the card.

For a misdemeanor credit card fraud offense, purchases are limited to under $100 and the card is used only once. Penalties for a misdemeanor include the following:

  • Up to one year in jail
  • Up to one year of probation
  • A maximum fine of $1,000

A felony charge of credit card fraud is more serious and is given when the card was used more than twice and purchases greater than $100 were made. Penalties for a third-degree felony in Florida include the following:

  • Up to five years in prison
  • Up to five years of probation
  • A maximum fine of $5,000

A conviction for fraud can have lifelong consequences that will follow you well after you serve the immediate sentence. Even if you are not convicted, these charges will appear on your criminal record. Any employer who runs a background check will likely set your application aside the moment they discover your criminal past. At The Umansky Law Firm, our lawyers have over 100 years of combined experience practicing criminal law. We are former prosecutors that provide a unique perspective and close, personal attention to each case. Call 407-228-3838 or reach out to us online for a free case review.

 

Recent Criminal
Case Results

Grand Theft ($300-$5000)

Nolle Prosequi-Case Dropped

CT-Driving Under the Influence Car (M1)

Nolle Prosequi - Case Dropped

CT- Driving under the influence car

Nolle Prosequi - Case Dropped

Grand Theft Third Degree

Adjudicated Guilty; One day jail/one day time serve; Restitution fees; Court Cost

Petit Theft < 300

We negotiated an agreement that entailed the State dropping the charge after our client completed a Pre-Trial Diversion Program. The Charge was dropped via a Nolle Prosequi.

Unlawful Speeding

Withhold of Adjudication; No points on license; Paid fine and clerk cost; 8 hour aggressive driver class; 90 days to satisfy fine and class

Shoot/Throw Missile Into Dwell/Struct/Veh; Child Abuse; Criminal Mischief; Battery (Domestic Violence)

No Information Notice - Charges Dropped

Attach Tag/Lic Plate To Unassigned Vehicle (M2)

Nolle Prosequi - Case Dropped

DUI with Minor In Car or BAL of .20 or Higher

Pled No Contest, 1 Year Probation, 10 day Car Impound, Community Service

Motion to Modify Probation

Motion Granted in 48 hours

Petit Theft

Adjudication Withheld, 4 Months probation, Costs/Fines, Impulse Control Class

Petit Theft of $100 or MORE (M1)

Nolle Prosequi

Refuse To Submit To DUI Test (M1)

Case Dropped

Battery on Law Enforcement Officer (F3); Disorderly Conduct (M2)

Nolle Prosequi - Case Dropped

Battery

Charges Dropped

Scheme to Defraud(F3); Grand Theft(F3)

Motion to Terminate Probation Granted

Unlawful Speed

Dismissed

Failed to Yield at Intersection

Not Guilty

Leave Scene Of A Crash W/Property Damage (M2)

Case Dropped

Motion to Modify and Impose a Withhold of Adjudication

Granted

Attempted Burglary of a Conveyance

Charges dropped

Possession of Cannabis (less than 20 grams)

Charges dropped

VOP for DUI

Reduced to reckless driving

Possession of Alcohol Under the Age of 21

Charges dropped

Driving Under the Influence

Reduced to Reckless Driving

Violation of Probation

Case Dismissed

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Injury Settlements

$125,000

Scooter Accident

$275,000

Car Accident

$100,000

Car Accident

$300,000

Government Liability Case

$100,000

Back Injury

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