How Medical Bills Are Paid After an Accident

Orlando Personal Injury Lawyer

Anyone who has been involved in a car accident should immediately seek medical attention, no matter what. Many symptoms don’t affect a victim until a few days after an auto accident happens. A medical professional will make sure that there are no lasting damages. Of course, treatment after a car accident is expensive.

Injured individuals are transported to the hospital via ambulance after a severe accident. This is just the first bill. Many additional financial responsibilities may arise afterward, depending on the severity of injuries. At that point, an individual must contact legal help.

When a person is involved in an accident, they are entitled to receive compensation to cover their medical treatments and any other damages.

No-Fault Insurance

Orlando, like the rest of Florida, has mandatory personal injury protection (PIP) or no-fault insurance, which can cover the costs of initial medical bills after an accident. PIP is in place for everyone, even those who are responsible for the car accident.

However, PIP doesn’t pay all medical bills. There’s a limit to the amount covered. PIP may pay up to $10,000 for a person’s medical bills if the injury is serious. It also covers a person’s lost wages up to that same amount. Families may receive up to $5,000 in death benefits if the individual involved in a car accident passes away.

Facts about PIP Insurance

In general, PIP pays about 80 percent towards a person’s medical bills if the individual has been injured in a car accident. PIP covers expenses such as:

  • Medical treatment
  • Scans and X-rays
  • Surgery and dental repairs
  • Rehabilitative services
  • Hospital stays
  • Nursing care
  • Ambulatory services

The injured individual must see a doctor immediately after being involved in a car accident. PIP benefits should kick in within 14 days after a crash.

Personal Injury Claim Settlement 

It’s important not to settle too quickly with the insurance company. If you accept a settlement before you know the full cost of your medical care and rehabilitation, you will not be able to seek additional money later, should you need it. It’s best to wait until you’ve reached “maximum medical recovery” before you accept a settlement agreement.

If the insurance company refuses to offer you a reasonable settlement agreement, we can take your case to court to ensure you get what you deserve.

Recent Case Result

Construction Worker Injury Case

The Umansky Law Firm took the case of a young father who was a construction worker injured while on the job. Our client’s injury was sustained while constructing a new home in an up and coming subdivision. After an investigation, the lawyers at the Umansky Law Firm determined that the construction company had failed to install a barricade on the second floor of the new home to keep the workers safe. Due to this negligence, our client fell and sustained severe injuries. Our client fractured his leg and had to undergo two surgeries due to the accident. As a result of the operations, our client — the family’s primary wage earner — missed several months of work. The Umansky Law Firm demanded that the named defendants take responsibility for their negligence, but they refused. As a result, we filed suit and vigorously pursued a claim against their insurance coverage and successfully reached a six-figure settlement.

How A Personal Injury Attorney Can Help

If you have private or work-sponsored health insurance, that insurance policy can pay your expenses until you have reached the limit of that policy.

If you do not have health insurance, we can negotiate with care providers so that collections action will not be taken during negotiations with the insurance company or a personal injury lawsuit.

When you do receive payment — as a lump sum, structured settlement, or jury verdict — your health care providers then receive payment of their bills. Your private health insurer may also seek repayment for distributed for your care.

Dedicated Personal Injury Lawyers in Orlando

Each of our personal injury attorneys has years of experience handling injury cases. Our staff is well versed in dealing with insurance companies, as well as hospitals and medical billing offices. In everything we do, we work to protect your financial interests and your family’s well-being.

Before you agree to any financial settlement, contact a personal injury lawyer at the Umansky Law Firm. We can help you with a plan to pay your medical bills and will protect your interests in negotiation or court. We represent clients in communities throughout Orange, Seminole, Osceola, Brevard, Lake, Polk, and Hillsborough counties in central Florida.

Recent Criminal
Case Results

Grand Theft ($300-$5000)

Nolle Prosequi-Case Dropped

CT-Driving Under the Influence Car (M1)

Nolle Prosequi - Case Dropped

CT- Driving under the influence car

Nolle Prosequi - Case Dropped

Grand Theft Third Degree

Adjudicated Guilty; One day jail/one day time serve; Restitution fees; Court Cost

Petit Theft < 300

We negotiated an agreement that entailed the State dropping the charge after our client completed a Pre-Trial Diversion Program. The Charge was dropped via a Nolle Prosequi.

Unlawful Speeding

Withhold of Adjudication; No points on license; Paid fine and clerk cost; 8 hour aggressive driver class; 90 days to satisfy fine and class

Shoot/Throw Missile Into Dwell/Struct/Veh; Child Abuse; Criminal Mischief; Battery (Domestic Violence)

No Information Notice - Charges Dropped

Attach Tag/Lic Plate To Unassigned Vehicle (M2)

Nolle Prosequi - Case Dropped

DUI with Minor In Car or BAL of .20 or Higher

Pled No Contest, 1 Year Probation, 10 day Car Impound, Community Service

Motion to Modify Probation

Motion Granted in 48 hours

Petit Theft

Adjudication Withheld, 4 Months probation, Costs/Fines, Impulse Control Class

Petit Theft of $100 or MORE (M1)

Nolle Prosequi

Refuse To Submit To DUI Test (M1)

Case Dropped

Battery on Law Enforcement Officer (F3); Disorderly Conduct (M2)

Nolle Prosequi - Case Dropped

Battery

Charges Dropped

Scheme to Defraud(F3); Grand Theft(F3)

Motion to Terminate Probation Granted

Unlawful Speed

Dismissed

Failed to Yield at Intersection

Not Guilty

Leave Scene Of A Crash W/Property Damage (M2)

Case Dropped

Motion to Modify and Impose a Withhold of Adjudication

Granted

Attempted Burglary of a Conveyance

Charges dropped

Possession of Cannabis (less than 20 grams)

Charges dropped

VOP for DUI

Reduced to reckless driving

Possession of Alcohol Under the Age of 21

Charges dropped

Driving Under the Influence

Reduced to Reckless Driving

Violation of Probation

Case Dismissed

More Cases

Recent Personal
Injury Settlements

$125,000

Scooter Accident

$275,000

Car Accident

$100,000

Car Accident

$300,000

Government Liability Case

$100,000

Back Injury

More Settlements