How Much to Ask For in a Claim?

What is Your Personal Injury Claim Worth?

Individuals living in Orlando who have sustained injuries in an accident often try to calculate how much their personal injury case is worth.

There’s a wide range of criteria that determines how much money a person is entitled to when they’re hurt in an accident. Each case is unique and has a variety of factors that need to be addressed. No two cases are the same, as no two accidents can be exactly alike.

Experienced personal injury attorneys with the Umansky Law Firm help clients figure out how much their injury claims are worth while advising individuals on the best practices for filing a strong claim.

What Impacts the Value of a Personal Injury Settlement?

The following factors can determine how much a personal injury claim is worth:

  • What types of injuries were sustained
  • How the accident occurred
  • Pre-existing injuries
  • Lost wages
  • Type of medical care received
  • The extent of medical care needed in the future
  • The ability to be able to return to work
  • Restrictions on activities
  • How the injury has changed the person’s life
  • If the individual’s spouse and children have suffered

Basically, each particular case has to be examined. Extreme injuries that have long-term effects will usually receive a larger payout. Any individual that has been impacted by an accident, long or short-term, deserves financial compensation.

Categories That Make Up the Value of a Personal Injury Case

A combination of these categories is used to effectively determine the exact value of a personal injury case:

  • Medical Bills: An individual deserves compensation for all medical bills. This includes all recovery after an accident. Bills for future care are also considered.
  • Lost Wages: This covers all lost wages from the time of the incident and possibly throughout the rest of the individual’s life if they are unable to return to work.
  • Pain and Suffering: This is also included from the time of the incident up until the claim is settled. It often continues throughout the person’s life if their injuries are permanent and disabling.
  • Loss of Consortium: The individual’s spouse is entitled to compensation for loss of consortium both before and after the case is settled.

Medical Bills Stemming from Injuries

One of the first things attorneys and the courts look at is the total amount for a person’s medical bills from the time they were injured. Additionally, it’s important to factor in any medical bills that the individual will likely incur throughout the rest of their lifetime. Often, the attorney will also speak with doctors treating the plaintiff to get a better idea of what those expenses might be in the future.

Personal injury lawyers must also consider whether there is a limit on how much compensation they can request. The maximum may vary based on how much insurance coverage the at-fault party carries.

Lost Wages Due to Injury

The other big factor that is examined is the loss of wages or loss of work after injuries are sustained in an accident. This is easier to determine because most people have a set salary. In some cases, an individual may be able to return to work in a limited capacity, earning less money than before their injury. This difference in pay rate comes into play when figuring out how much a personal injury case is worth.

An attorney will help guide you through that process and ultimately give you the recommendation of what’s an appropriate amount to ask for, not only so that you’re taken seriously by the insurance company, but also so that you’re fairly and adequately compensated.

Trust the personal injury lawyers at The Umansky Law Firm to aggressively fight for fair compensation after you suffer an injury. We offer free consultations and work on a contingency basis. Call 407-228-3838 or email us to get started.

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